If you are as the fellow here, sitting comfortably in a trend-bubble, your future thoughts of what to do likely come from the system brand and their marketing prowess causing you to buy more systems. Perhaps you should re-think what truly matters!
Contributing to a greener future and creating sustainability must be based on NO ONE being left behind, no more exclusion.
You can contribute to a more fairer digital future if you combine online solutions with an offline complement.
This website Chip2Chip.me is rather technically oriented, describing the benefits of making tokenized (digitally signed) data records on the spot when we make a payment as an example. If you instead want to read and see more about the ViA MiniPay solution, you are welcome to visit www.ViAMiniPay.com or just click here.
We will explain the benefits and explain how things work today and why it is necessary to bring to the global market an OPEN natural complement to the online world. Many people take it for granted that everyone has 4 different credit cards, 2 or more different ATM (Debit) cards in their wallet, and, most likely, at least have one smartphone. If you recognize yourself as part of this described group, keep in mind that you are a minority, just the top of the world's consumer pyramid.
The MAJORITY of global consumers do not even have a modern, safe way to make payments. YES, there is a massive range of mobile phone services, which do not require a smartphone, but all of those solutions need connectivity, they take time, and a company holds your money.
The reason in most of the cases is that when we think about making a transaction, creating a safe record, we think in a manner of two-dimensions: A user with a device - A system processing a request.
As you know, the processing-dimension in most cases has a whole range of systems involved before a request is answered and many times a simple digital payment can travel between continents before it comes back to a POS terminal, on the other side of the world.
Have you ever thought about ALL the costs we as users of money do pay every year, using banknotes (money). Think about it, and you will be surprised? I have made some elementary conclusions based on that the USA has 44 billion banknotes in circulation. Based on the number of times the US households go to an ATM for withdrawing cash (3.4 billion) times per year. The time, the gasoline, and time to manage the money come to a conservative number of more than $30.00/banknote and year. The actual cost is likely much higher. Add to this the cost, the Federal Reserve has per year reaching $700 million + the cost to fill-up all the 500,000 ATMs... and so on...
Going towards a cashless society, starts finally to become a topic which is not any more farfetched. It is a
Keep It Simple and Secure, that's the ViA Teams moto. After many years Research & Development and detailed study of what the street vendors and the small businesses needs, the ViA Team invented the ViA MiniPay Solution. VOW is a true OFFLINE Solution.Visit the ViA MiniPay website
At the time when you should pay, the Vendor has a MiniPay POS terminal and a Vendor Smart Chip Card. You as the User and being a consumer you have a Smart Chip card or device with an eSIM.
At the time when you shall Pay, you just touch your card to the MiniPay terminal and the payment is completed, less than 1 second.
VOW - ViA Offline Wallet
First in the world to invent that two smart chip can create a digitally signed Token, at the spot, without communication with a back-end system
Asymetric dgitally signed Purchase-Record assigned to the Vendor, at the spot.
Due to the fact that the two smart-chip created a digitlly signed record, that means that the record is SAE and can be stored in any un-safe medie.
At the end of the Day or at any time, the Vendor cn upload gathered Tokens and by using an online devis (unsecured device) the Tokens can be uploaded for verification.
Counter checkout withbuilt in card readers
POS Systems are the Cashier systems in super markets, where the card reading equipment is an integral part with such POS System. The POS backend system, will from a central server/system request the payment authorization. This makes POS Systems at a larger RISK.
Tamper Free and Secure
EFTPOS are a highly secure standalone device, (on the picture an ViAeBM device based on VeriFone) communicating directly with the processing network. The users can NOT download any Apps or software.
EFTPOS are SAFE.
NOT conected (Offline)
Prepaid Card Reader device at Point of Sale.
The MiniPay completes the payment at the spot, at the time a card or any device, with embedded prepaid amounts is being used, without any cmmunication to a backend System.
The VOW solution can both be integrated, as standard in the MiniPay POS terminal and also be part of software in an online traditional POS terminal
VOWis the first in the world secure Offline wallet, where values, pre-loaded and stored on a dual-processor Smart-Chip on a device, such as a Card or a mobile with eSIM.
Consumer 2 Vendor, means that the consumer pay the Vendor with a smart chip and using the VOW.
A NEW Global standard for Secure Offline Payments
Autonomous solution for Governments.
A true OFFLINE POS Payment Solution.
Futuristic Business Model Innovation which turns.....
Open secure Multi-Function and Multi-Service POS Network.
Patented security solution for POS and ATM.
You have reached this website; Chi2Chip.me, and you may have visited other websites within the ViA Global Solutions Pte Ltd group of companies and solutions, correct? Did you know that you are among the minority of consumers in the world!
Minority? Yes, you likely already have 2-10 different cards in your wallet. You are among the lucky ones who already are part of the minority group in our modern e-society and counted for as; the Included.
The majority of the consumers of the world are, in reality, excluded. The excluded consumers represent more than 70% of all consumers.
And the day-to-day spending is far more significant than 65% of countries spendings. Add to this that some estimate more than 1.5 billion street vendors, small business owners, service providers who can not accept anything else than cash payments.
The ViA MiniPay innovation's primary target is underserved and excluded consumer groups, all the day-to-day spendings we all do, and our children.
YES, we are on the way to a cashless society, many countries make bold initiatives to strive to less cash in circulation, and after you have read the following sentence, you will likely agree that money needs a replacement. As consumers, the small street vendors, merchants, and businesses using cash, you may not have thought that we CARRY A HUGE financial burden by using cash. A simple and most modest estimation demonstrates that, as an example, the use of different dollar banknotes cost all of us more than US$30.00/banknote and year.